Here is a quick reference to our 2009 goals, as originally written:
Ksquared's 2009 Goals
Financial Goal #1: Have the wedding paid off by the end of 2009
We haven't had the wedding yet, so this is still to be determined. However, by our calculations, it is easily within our bounds to reach this goal.
In fact, we have a plan to use the small amount of debt we will most likely incur to our advantage. What little we have left to pay we are going to throw onto a one-year 0% interest credit card...at the same time, we have a few investments that are gaining between 2-4% (all liquid and enough to pay for the remainder of the balance)...Hence, we will leave the small balance on the credit card (with a great debt-to-limit ratio, helping our credit a bit) and pay off the credit card with the money after 10-11 months with a return on investment and no worse for the wear.
And of course, we have to give a HUGE HUGE HUGE thank you to the parents of the bride for their financial help as well. We had planned everything assuming it would be all on our shoulders, but Kim's parents would not allow us to do it alone and we appreciate their gift more than they will ever know.
Goal #1 Verdict?
So far, so good!
Showing posts with label Krag. Show all posts
Showing posts with label Krag. Show all posts
Monday, February 23, 2009
Monday, January 19, 2009
Waiting for Kim...The Cats Miss You!
I got in late last night from our frigid trip to Michigan...Yep, I had to work on Martin Luther King Day and Kim didn't (not fair!), so I am waiting for Kim's flight to come in so I can get her at the airport.
Though the cats were grateful to have a warm body at home last night, it was apparent their elatedness was dampered a bit by the "other half" not being there, too. And I have to admit, I totally AGREE with them!
The cats and I kept each other company and we played on of all the places that Kim doesn't let them up on, but the house isn't the same without Kim.
Since there were no hypothermia amputations (to my knowledge), it should be a nice relaxing night recovering from a busy, fun-filled weekend.
Here's Kahlua waiting for Kim in one of the many boxes that have come through the house since wedding shower presents have started arriving...
Wednesday, January 14, 2009
Charity Contest - Help us choose the first charity for 2009
After a bit of dicussion, we decided to make January's charitable donation (keeping with our goals for 2009) to one of YOUR charities, in the spirit of doing something new and different to bring in the new year.
So here's how it will work. We both have a reason for choosing the charity we have, which you will read below. We want you to do the same thing. Let us know which charity you would like to see a donation go to and WHY in the comments section of this post (please keep it about a paragraph or two) and at the end of January, we will choose our favorite and donate $50 to that charity...and receive all of their mailings for the next 52 years. ;-)
Because we want as many entries as possible, let your friends and family know what we are doing and have them post as well. The more participation, the more others can read all the stories, and the more impact we will all be having. Thanks ahead of time, because I know these stories can get personal and emotional. Ours are, for sure.
Krag's Charity: ALSA (Amyotrophic Lateral Sclerosis Association)
ALS is better known as Lou Gehrig's Disease and if you know or have known someone afflicted by this disease, then you will be be able to relate to my experience. My grandfather found out he had ALS late in his 70's and slowly, but surely, he got progressively worse. First, it was his legs and he needed a cane...then, his arms stopped working...it spread to the rest of his voluntary muscles and he became bedridden...next his vocal chords left him and he had to blink 'yes' and 'no'...
At this point, I was 13 and when I went to visit him, I could see the pain in his eyes...Not the physical pain, but the emotional pain because he could not hug his grandson or tell his grandson how proud he was or that he loved him. All I saw as I stood next to his bed were tears slowly going down his cheeks. He could not move, talk, and could hardly breath, but his mind was as active as it was when he was 50. If there's a Hell, ALS is it. There is no known cause and no cure. That is why I give to ALSA in memory of my grandfather. I love him and miss him and will always remember him.
Kim's Charity: Leukemia and Lymphoma Society
Like Krag, I chose the Leukemia and Lymphoma Society from personal experience. When I was a junior in high school, my grandmother was diagnosed with Lymphoma. Helen was such an amazing woman that even after radiation and chemotherapy, she never stopped smiling (and this is how I will always remember her: smiling). Supporting this foundation not only keeps my grandmother in my thoughts but also helps save other people from suffering the same way she did.
She was not expected to live through my senior year. When she learned I was going to be high school valedictorian and speaking for my graduating class, she decided she had to fight harder to stay longer. She made it to my graduation, which meant more to me than she ever knew. Within the month, she passed. She fought for me, so I hope my contributions can help continue the fight for her and all those affected by lymphoma.
So here's how it will work. We both have a reason for choosing the charity we have, which you will read below. We want you to do the same thing. Let us know which charity you would like to see a donation go to and WHY in the comments section of this post (please keep it about a paragraph or two) and at the end of January, we will choose our favorite and donate $50 to that charity...and receive all of their mailings for the next 52 years. ;-)
Because we want as many entries as possible, let your friends and family know what we are doing and have them post as well. The more participation, the more others can read all the stories, and the more impact we will all be having. Thanks ahead of time, because I know these stories can get personal and emotional. Ours are, for sure.
Krag's Charity: ALSA (Amyotrophic Lateral Sclerosis Association)
ALS is better known as Lou Gehrig's Disease and if you know or have known someone afflicted by this disease, then you will be be able to relate to my experience. My grandfather found out he had ALS late in his 70's and slowly, but surely, he got progressively worse. First, it was his legs and he needed a cane...then, his arms stopped working...it spread to the rest of his voluntary muscles and he became bedridden...next his vocal chords left him and he had to blink 'yes' and 'no'...
At this point, I was 13 and when I went to visit him, I could see the pain in his eyes...Not the physical pain, but the emotional pain because he could not hug his grandson or tell his grandson how proud he was or that he loved him. All I saw as I stood next to his bed were tears slowly going down his cheeks. He could not move, talk, and could hardly breath, but his mind was as active as it was when he was 50. If there's a Hell, ALS is it. There is no known cause and no cure. That is why I give to ALSA in memory of my grandfather. I love him and miss him and will always remember him.
Kim's Charity: Leukemia and Lymphoma Society
Like Krag, I chose the Leukemia and Lymphoma Society from personal experience. When I was a junior in high school, my grandmother was diagnosed with Lymphoma. Helen was such an amazing woman that even after radiation and chemotherapy, she never stopped smiling (and this is how I will always remember her: smiling). Supporting this foundation not only keeps my grandmother in my thoughts but also helps save other people from suffering the same way she did.
She was not expected to live through my senior year. When she learned I was going to be high school valedictorian and speaking for my graduating class, she decided she had to fight harder to stay longer. She made it to my graduation, which meant more to me than she ever knew. Within the month, she passed. She fought for me, so I hope my contributions can help continue the fight for her and all those affected by lymphoma.
Monday, January 12, 2009
People Who Are the Opposite of Einstein - 1st Edition
I put 1st edition in the title because I have a feeling this won't be the last one of these we throw up here. Part of my 2009 goals is to practice better patience and it helps to write about these kinds of people...Wow, the blog is already helping us achieve our goals!
People who drive aggressively or ignorantly with young children in their vehicle are the opposite of Einstein.
I do not have kids yet, but I will someday, and when I picture the beauty that will be my child, I cannot EVER imagine putting them in danger like some people do when they drive. For gooodness sakes, I drive below the speed limit when I'm taking my CATS to the vet (though if you've seen some of my other posts, I guess that's not too surprising).
But what I saw yesterday goes way past driving like an idiot. I saw a woman driving a giant van, talking on her cellphone. Okay, we all talk on our cellphone while driving sometimes, so not too out of the ordinary, but here's where it all goes wrong: there was someone in the passenger seat, someone in the seat behind the driver, someone in the captain's chair behind the front-passenger, and a 5 year-old girl STANDING UP in between the four seats!
Einstein that woman is not...
People who drive aggressively or ignorantly with young children in their vehicle are the opposite of Einstein.
I do not have kids yet, but I will someday, and when I picture the beauty that will be my child, I cannot EVER imagine putting them in danger like some people do when they drive. For gooodness sakes, I drive below the speed limit when I'm taking my CATS to the vet (though if you've seen some of my other posts, I guess that's not too surprising).
But what I saw yesterday goes way past driving like an idiot. I saw a woman driving a giant van, talking on her cellphone. Okay, we all talk on our cellphone while driving sometimes, so not too out of the ordinary, but here's where it all goes wrong: there was someone in the passenger seat, someone in the seat behind the driver, someone in the captain's chair behind the front-passenger, and a 5 year-old girl STANDING UP in between the four seats!
Einstein that woman is not...
Sunday, January 11, 2009
Irony: Life is Full of it
I have a rule (that Kim doesn't follow, of course): if you go to the pet store for any reason, you MUST buy a cat toy. That said, I'm thinking twice about my rule.
Kahlua's favorite Turtle keychain - $2.99
Mr. Fuzzy Squirrel - $3.99 
Both cats' favorite Santa Mouse - $2.99
Bailey's favorite Mr. Pig - $2.99
Mortimer Mouse - $3.99
Mr. Lobster - $1.99
Fuzzy Duck - $1.99
Catnip Stick - Pack of 5 $4.99
Giant Bee - $4.99
Piece of string from throw blanket - FREE
In which of these pictures is the cat playing with the toy?
That, my friends, is irony.
Correction - Family Room
Hi, Krag here again.
So, last night I found out that the mess in the background of the picture in my last post is actually the family room. Paraphrased a bit, this is about how the conversation went when Kim got home from getting her nails done:
Kim: Why isn't the family room picked up?
Krag: The what?
Kim: The family room.
Krag: I thought this was the living room.
Kim: No, that's the living room (Kim points towards the dining room).
Krag: That's the dining room.
Kim: No, next to the dining room.
Krag: Oh, I thought that was the great room.
Kim: No, the dining room and living room together make the great room.
Krag: Oh.
::Pause::
::Pause::
Kim: So, you never answered my question.
Krag: What question?
Kim: Why isn't the family room picked up?
Krag: Oh, I thought you were talking to the cats.
I have a feeling this is going to be a long, happy marriage.
So, last night I found out that the mess in the background of the picture in my last post is actually the family room. Paraphrased a bit, this is about how the conversation went when Kim got home from getting her nails done:
Kim: Why isn't the family room picked up?
Krag: The what?
Kim: The family room.
Krag: I thought this was the living room.
Kim: No, that's the living room (Kim points towards the dining room).
Krag: That's the dining room.
Kim: No, next to the dining room.
Krag: Oh, I thought that was the great room.
Kim: No, the dining room and living room together make the great room.
Krag: Oh.
::Pause::
::Pause::
Kim: So, you never answered my question.
Krag: What question?
Kim: Why isn't the family room picked up?
Krag: Oh, I thought you were talking to the cats.
I have a feeling this is going to be a long, happy marriage.
Saturday, January 10, 2009
Sugar and Spice and Puppy Dog Tails
Hi, it's Krag!
Just sitting here thinking about how stereotypical Kim and I are being right now. At this very moment, she is getting her nails done while I am on the couch watching football. Could we be any more cliche?
In fact, even our cats are sticking to their stereotypes, both sleeping soundly (and have been for quite awhile).
Included is a quick picture of the sleeping felines. The gray one in the foreground is Bailey and the tannish-brown one barely visible in the background is Kahlua (I would have gotten a better picture, but you see those feet on the left side of the picture...yeah...those are mine and there are rules about waking sleeping lions). Oh, and we're not alcoholics, we just like those names (yeah, right).
Oh, and just ignore the mess in the background...Kim said something about picking up the living room as she went out to run errands, but I can't remember the exact words, so I'm assuming she was talking to the cats.
Just sitting here thinking about how stereotypical Kim and I are being right now. At this very moment, she is getting her nails done while I am on the couch watching football. Could we be any more cliche?
In fact, even our cats are sticking to their stereotypes, both sleeping soundly (and have been for quite awhile).
Included is a quick picture of the sleeping felines. The gray one in the foreground is Bailey and the tannish-brown one barely visible in the background is Kahlua (I would have gotten a better picture, but you see those feet on the left side of the picture...yeah...those are mine and there are rules about waking sleeping lions). Oh, and we're not alcoholics, we just like those names (yeah, right).
Oh, and just ignore the mess in the background...Kim said something about picking up the living room as she went out to run errands, but I can't remember the exact words, so I'm assuming she was talking to the cats.
Wednesday, January 7, 2009
Ksquared's Goals for 2009 - Health, Finance, and Personal Growth
Though this list will most definitely be amended along the way, below are our initial goals, broken into three main categories: health, finance, and personal growth.
HEALTH
HEALTH
- As we both have lost almost 20 lbs. in the last 3 months, our goal is to maintain our current healthy weight
- According to Kim, I have a cholesterol issue, and since my doctor agrees (as of last November), one of our goals is to bring down my bad cholesterol and increase my good cholesterol (FYI...I have an appointment in the next two weeks to get reevaluated)
- Eat a healthy home-cooked meal (together) at least five nights a week
- Maintain and improve current health through good nutrition, a healthy vitamin regimen, and exercise
- Find a fun, recreational activity that we can do together that will promote fitness and do it as often as possible (like HIKING, people)
FINANCE
- Have the wedding paid off by the end of 2009
- Increase household income by at least 50%
- Continue to pay off credit cards in full every month
- Save at least $400 every month
- Donate at least 1% of all income to charity of choice*
- Be generating at least $500 a month in passive income by the end of 2009
PERSONAL GROWTH
- Krag - Further myself in learning Spanish
- Kim - Spend at least one day a month with good friends
- Krag - Maintain patience (especially while driving)
- Kim - Obtain upward mobility within my career
- Ksquared - Continue to communicate openly and honestly
- Ksquared - Keep house clean and free of clutter
- Ksquared - Recycle more, waste less, and increase our focus on Earth-friendly choices
- Ksquared - Love one another deeply, with passion, with full faith and trust, and with no doubts or regrets
*Charity of choice for Kim is the Leukemia and Lymphoma Society
*Charity of choice for Krag is the ALSA (Amyotrophic Lateral Sclerosis Association)
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