Here is a quick reference to our 2009 goals, as originally written:
Ksquared's 2009 Goals
Financial Goal #1: Have the wedding paid off by the end of 2009
We haven't had the wedding yet, so this is still to be determined. However, by our calculations, it is easily within our bounds to reach this goal.
In fact, we have a plan to use the small amount of debt we will most likely incur to our advantage. What little we have left to pay we are going to throw onto a one-year 0% interest credit card...at the same time, we have a few investments that are gaining between 2-4% (all liquid and enough to pay for the remainder of the balance)...Hence, we will leave the small balance on the credit card (with a great debt-to-limit ratio, helping our credit a bit) and pay off the credit card with the money after 10-11 months with a return on investment and no worse for the wear.
And of course, we have to give a HUGE HUGE HUGE thank you to the parents of the bride for their financial help as well. We had planned everything assuming it would be all on our shoulders, but Kim's parents would not allow us to do it alone and we appreciate their gift more than they will ever know.
Goal #1 Verdict?
So far, so good!
Showing posts with label Goals. Show all posts
Showing posts with label Goals. Show all posts
Monday, February 23, 2009
Wednesday, January 14, 2009
Charity Contest - Help us choose the first charity for 2009
After a bit of dicussion, we decided to make January's charitable donation (keeping with our goals for 2009) to one of YOUR charities, in the spirit of doing something new and different to bring in the new year.
So here's how it will work. We both have a reason for choosing the charity we have, which you will read below. We want you to do the same thing. Let us know which charity you would like to see a donation go to and WHY in the comments section of this post (please keep it about a paragraph or two) and at the end of January, we will choose our favorite and donate $50 to that charity...and receive all of their mailings for the next 52 years. ;-)
Because we want as many entries as possible, let your friends and family know what we are doing and have them post as well. The more participation, the more others can read all the stories, and the more impact we will all be having. Thanks ahead of time, because I know these stories can get personal and emotional. Ours are, for sure.
Krag's Charity: ALSA (Amyotrophic Lateral Sclerosis Association)
ALS is better known as Lou Gehrig's Disease and if you know or have known someone afflicted by this disease, then you will be be able to relate to my experience. My grandfather found out he had ALS late in his 70's and slowly, but surely, he got progressively worse. First, it was his legs and he needed a cane...then, his arms stopped working...it spread to the rest of his voluntary muscles and he became bedridden...next his vocal chords left him and he had to blink 'yes' and 'no'...
At this point, I was 13 and when I went to visit him, I could see the pain in his eyes...Not the physical pain, but the emotional pain because he could not hug his grandson or tell his grandson how proud he was or that he loved him. All I saw as I stood next to his bed were tears slowly going down his cheeks. He could not move, talk, and could hardly breath, but his mind was as active as it was when he was 50. If there's a Hell, ALS is it. There is no known cause and no cure. That is why I give to ALSA in memory of my grandfather. I love him and miss him and will always remember him.
Kim's Charity: Leukemia and Lymphoma Society
Like Krag, I chose the Leukemia and Lymphoma Society from personal experience. When I was a junior in high school, my grandmother was diagnosed with Lymphoma. Helen was such an amazing woman that even after radiation and chemotherapy, she never stopped smiling (and this is how I will always remember her: smiling). Supporting this foundation not only keeps my grandmother in my thoughts but also helps save other people from suffering the same way she did.
She was not expected to live through my senior year. When she learned I was going to be high school valedictorian and speaking for my graduating class, she decided she had to fight harder to stay longer. She made it to my graduation, which meant more to me than she ever knew. Within the month, she passed. She fought for me, so I hope my contributions can help continue the fight for her and all those affected by lymphoma.
So here's how it will work. We both have a reason for choosing the charity we have, which you will read below. We want you to do the same thing. Let us know which charity you would like to see a donation go to and WHY in the comments section of this post (please keep it about a paragraph or two) and at the end of January, we will choose our favorite and donate $50 to that charity...and receive all of their mailings for the next 52 years. ;-)
Because we want as many entries as possible, let your friends and family know what we are doing and have them post as well. The more participation, the more others can read all the stories, and the more impact we will all be having. Thanks ahead of time, because I know these stories can get personal and emotional. Ours are, for sure.
Krag's Charity: ALSA (Amyotrophic Lateral Sclerosis Association)
ALS is better known as Lou Gehrig's Disease and if you know or have known someone afflicted by this disease, then you will be be able to relate to my experience. My grandfather found out he had ALS late in his 70's and slowly, but surely, he got progressively worse. First, it was his legs and he needed a cane...then, his arms stopped working...it spread to the rest of his voluntary muscles and he became bedridden...next his vocal chords left him and he had to blink 'yes' and 'no'...
At this point, I was 13 and when I went to visit him, I could see the pain in his eyes...Not the physical pain, but the emotional pain because he could not hug his grandson or tell his grandson how proud he was or that he loved him. All I saw as I stood next to his bed were tears slowly going down his cheeks. He could not move, talk, and could hardly breath, but his mind was as active as it was when he was 50. If there's a Hell, ALS is it. There is no known cause and no cure. That is why I give to ALSA in memory of my grandfather. I love him and miss him and will always remember him.
Kim's Charity: Leukemia and Lymphoma Society
Like Krag, I chose the Leukemia and Lymphoma Society from personal experience. When I was a junior in high school, my grandmother was diagnosed with Lymphoma. Helen was such an amazing woman that even after radiation and chemotherapy, she never stopped smiling (and this is how I will always remember her: smiling). Supporting this foundation not only keeps my grandmother in my thoughts but also helps save other people from suffering the same way she did.
She was not expected to live through my senior year. When she learned I was going to be high school valedictorian and speaking for my graduating class, she decided she had to fight harder to stay longer. She made it to my graduation, which meant more to me than she ever knew. Within the month, she passed. She fought for me, so I hope my contributions can help continue the fight for her and all those affected by lymphoma.
Monday, January 12, 2009
People Who Are the Opposite of Einstein - 1st Edition
I put 1st edition in the title because I have a feeling this won't be the last one of these we throw up here. Part of my 2009 goals is to practice better patience and it helps to write about these kinds of people...Wow, the blog is already helping us achieve our goals!
People who drive aggressively or ignorantly with young children in their vehicle are the opposite of Einstein.
I do not have kids yet, but I will someday, and when I picture the beauty that will be my child, I cannot EVER imagine putting them in danger like some people do when they drive. For gooodness sakes, I drive below the speed limit when I'm taking my CATS to the vet (though if you've seen some of my other posts, I guess that's not too surprising).
But what I saw yesterday goes way past driving like an idiot. I saw a woman driving a giant van, talking on her cellphone. Okay, we all talk on our cellphone while driving sometimes, so not too out of the ordinary, but here's where it all goes wrong: there was someone in the passenger seat, someone in the seat behind the driver, someone in the captain's chair behind the front-passenger, and a 5 year-old girl STANDING UP in between the four seats!
Einstein that woman is not...
People who drive aggressively or ignorantly with young children in their vehicle are the opposite of Einstein.
I do not have kids yet, but I will someday, and when I picture the beauty that will be my child, I cannot EVER imagine putting them in danger like some people do when they drive. For gooodness sakes, I drive below the speed limit when I'm taking my CATS to the vet (though if you've seen some of my other posts, I guess that's not too surprising).
But what I saw yesterday goes way past driving like an idiot. I saw a woman driving a giant van, talking on her cellphone. Okay, we all talk on our cellphone while driving sometimes, so not too out of the ordinary, but here's where it all goes wrong: there was someone in the passenger seat, someone in the seat behind the driver, someone in the captain's chair behind the front-passenger, and a 5 year-old girl STANDING UP in between the four seats!
Einstein that woman is not...
Friday, January 9, 2009
Achieving my goals AND eating Kung Pao chicken!
Kim here and it's Friday! Woo hoo!
So how did I do in sticking with my 2009 goals this week? Well, I started the week out right...I ate breakfast every morning and had salads every day for lunch. While I finished out the week with eating breakfast every day, today’s lunch is slightly off par. I should have packed a lunch, but snuggling in bed sounded like so much more fun.
Normally, when I'm at work I have short lunches, so a quick salad or sandwich is usually best. Today, however, I have an extended two-hour lunch, so I decided to go out. While I could have driven to Sweet Tomatoes or a salad bar, I found myself with a craving for Chinese food. Since Krag and I have started the healthy weight loss kick, we haven’t eaten out much, so today I am treating myself to Kung Pao chicken…and maybe a few wontons…maybe.
After a lot of healthy eating and a good amount of weight loss, I’ve decided you have to a cheat a little every now and then to maintain that healthy weight. Otherwise, if you constantly deny a small craving, it will blow up and you could binge on something, making it a whole lot worse than if you had indulged just a tiny bit to satisfy the craving.
Krag and I first started our weight loss because we wanted to look great for the wedding (those pictures follow you around for a lifetime) and the honeymoon (beaches...need I say more). At the same time, we didn’t want to be stick figures either, so we calculated our healthy weight and BMI index (no, not on our own...I don't want to do math if I don't have to). This website has a very easy and very quick BMI calculator and best of all, you don't have to sign up for anything, deal with any ads, or give up your e-mail address....You put in some figures and you see where you're at.
We were surprised at how much you can lose by watching what you eat, how you eat, and when you eat. For the longest time I thought exercise was the only way to knock off the extra pounds, but we have lost almost 20 lbs each with healthy food and vitamin choices.
So, for today, I will eat some Kung Pao chicken, but more vegetables than rice and eat a smaller, healthier portion. Its all about checks and balances.
So how did I do in sticking with my 2009 goals this week? Well, I started the week out right...I ate breakfast every morning and had salads every day for lunch. While I finished out the week with eating breakfast every day, today’s lunch is slightly off par. I should have packed a lunch, but snuggling in bed sounded like so much more fun.
Normally, when I'm at work I have short lunches, so a quick salad or sandwich is usually best. Today, however, I have an extended two-hour lunch, so I decided to go out. While I could have driven to Sweet Tomatoes or a salad bar, I found myself with a craving for Chinese food. Since Krag and I have started the healthy weight loss kick, we haven’t eaten out much, so today I am treating myself to Kung Pao chicken…and maybe a few wontons…maybe.
After a lot of healthy eating and a good amount of weight loss, I’ve decided you have to a cheat a little every now and then to maintain that healthy weight. Otherwise, if you constantly deny a small craving, it will blow up and you could binge on something, making it a whole lot worse than if you had indulged just a tiny bit to satisfy the craving.
Krag and I first started our weight loss because we wanted to look great for the wedding (those pictures follow you around for a lifetime) and the honeymoon (beaches...need I say more). At the same time, we didn’t want to be stick figures either, so we calculated our healthy weight and BMI index (no, not on our own...I don't want to do math if I don't have to). This website has a very easy and very quick BMI calculator and best of all, you don't have to sign up for anything, deal with any ads, or give up your e-mail address....You put in some figures and you see where you're at.
We were surprised at how much you can lose by watching what you eat, how you eat, and when you eat. For the longest time I thought exercise was the only way to knock off the extra pounds, but we have lost almost 20 lbs each with healthy food and vitamin choices.
So, for today, I will eat some Kung Pao chicken, but more vegetables than rice and eat a smaller, healthier portion. Its all about checks and balances.
Wednesday, January 7, 2009
Ksquared's Goals for 2009 - Health, Finance, and Personal Growth
Though this list will most definitely be amended along the way, below are our initial goals, broken into three main categories: health, finance, and personal growth.
HEALTH
HEALTH
- As we both have lost almost 20 lbs. in the last 3 months, our goal is to maintain our current healthy weight
- According to Kim, I have a cholesterol issue, and since my doctor agrees (as of last November), one of our goals is to bring down my bad cholesterol and increase my good cholesterol (FYI...I have an appointment in the next two weeks to get reevaluated)
- Eat a healthy home-cooked meal (together) at least five nights a week
- Maintain and improve current health through good nutrition, a healthy vitamin regimen, and exercise
- Find a fun, recreational activity that we can do together that will promote fitness and do it as often as possible (like HIKING, people)
FINANCE
- Have the wedding paid off by the end of 2009
- Increase household income by at least 50%
- Continue to pay off credit cards in full every month
- Save at least $400 every month
- Donate at least 1% of all income to charity of choice*
- Be generating at least $500 a month in passive income by the end of 2009
PERSONAL GROWTH
- Krag - Further myself in learning Spanish
- Kim - Spend at least one day a month with good friends
- Krag - Maintain patience (especially while driving)
- Kim - Obtain upward mobility within my career
- Ksquared - Continue to communicate openly and honestly
- Ksquared - Keep house clean and free of clutter
- Ksquared - Recycle more, waste less, and increase our focus on Earth-friendly choices
- Ksquared - Love one another deeply, with passion, with full faith and trust, and with no doubts or regrets
*Charity of choice for Kim is the Leukemia and Lymphoma Society
*Charity of choice for Krag is the ALSA (Amyotrophic Lateral Sclerosis Association)
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